Health Insurance

What is health insurance ?

Health insurance provides you with financial support while taking care of your medical or surgical expenses.
Many health insurance policies grant you coverage against critical illness. Treatment for those ailments does not come cheap, and an insurance cover helps in such situations.
Cashless claim settlement at network hospitals ensures you do not pay treatment expenses out of your pocket.
As an individual, you will get a tax benefit under Section 80D of the Income Tax Act, 1961, for up to Rs. 25,000 per annum towards the premium paid for health insurance.

Why health insurance is a must?

Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents
Health insurance protects you from unexpected, high medical costs.
You pay less for covered in-network health care, even before you meet your deductible.
You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible.

Types available in Health Insurance

In an individual plan, you have the flexibility of choosing the sum insured, and you may buy additional coverage for critical illness.

Under an individual plan, you have the choice of taking the sum insured you need.

Under the Income Tax Act, 1961, you can get a tax rebate on individual health insurance premiums.

Individual Health Policy

Family health insurance provides coverage to your entire family against medical expenses incurred during an emergency on an individual or floater sum insured basis.

Family Health Policy